CalPERS Member Home Loan Program Discontinued

Table of Content

• CalPERS Member Home Loan Program Has New Benefits
• Search Cal Coast News.Com
• Featured CalPERS Video
• But I’ve Seen Home Loan Programs Advertised for CalPERS Members
• What Happened to the CalPERS Member Home Loan Program?

Look no further if you are trying to find a dependable mortgage broker who will find you the best rates and help you be a competitive buyer. CalPERS, the largest public employee pension fund in the nation, suspended its home loan program in December of 2010. Towards the end of 2013 in an effort to fill this void in the market, Answer Home Loans rolled out its' CalPATH program. CalPERS launched its Member Home Loan Program in 1982 and offered benefits for members that included reduced lender fees, lower closing costs, and down payment assistance.

On this page you can view the details of your home and personal loan information. You can view your current loan eligibility, status and personal loan amount information. If you have defaulted on a personal loan, you can view the payoff balance and the interest rate for the defaulted loan. This section displays the participant’s loan eligibility information resulting from your search. If you do not find the appropriate participant, you may want to refine your search criteria. This section displays the participant’s eligibility for a home and personal loan.

CalPERS Member Home Loan Program Has New Benefits

In this section, view any important messages pertaining to my

Whether you are looking to buy a new home soon or just thinking about new home possibilities, we believe this is the best home finding service available and as a preferred customer, we would like you to know about it. The date interest will start accruing on the defaulted personal loan. This information is received automatically from the home loan vendor.

Search Cal Coast News.Com

Select the Case ID column link to sort the list alphabetically by this column. In this section, view links to Web sites you have selected for quick and easy access. In this section, view a list of current CalPERS Home Loan rates. Select the Status column link to sort the list alphabetically by this column.

This column displays the reason you are not currently eligible for a personal loan. This column indicates whether a personal loan is allowed for you. If ’Yes,’ you are eligible for a personal loan and the maximum amount is specified in the Personal Loan Amount Available column.

Featured CalPERS Video

This column displays the first and last name of the participant. The participant’s unique 9-digit identification number assigned by the US government for citizens, permanent residents, and temporary residents. Use the quick & easy tool below to find out what you qualify for. PERSpective provides information for members of the retirement and health programs of the California Public Employees’ Retirement System. If you would like to give us feedback or suggest future topics, send us an email.

Guild Mortgage Company; Equal Housing Opportunity; Company NMLS #3274 (nmlsconsumeraccess.org). Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act. Considering the economy, lending money for purchasing a home is a risky business. I rather they use my retirement money to generate income avoiding high risk ventures.

But I’ve Seen Home Loan Programs Advertised for CalPERS Members

No, you can’t borrow from your CalPERS retirement account to buy a house. CalPERS has not had a Member Home Loan program for several years. There was a program started in 1982 but it was discontinued in December 2010 due to several external factors, including changing market conditions. Companies advertising home loans for CalPERS members or state employees aren't directly affiliated with or endorsed by CalPERS. For more information about receiving this FREE home finding service, contact us today.

The personal loan amount may be up to fifty percent of the participant's contributions or the maximum amount of $18,421. The minimum amount for a personal loan is $1,000 and the member must have at least $2,000 of contributions in their account. We take the time to listen to our clients' unique circumstances and use our knowledge of the industry to find the right loan to meet your financial needs. The minimum amount for a personal loan is $1,000 and the participant must have at least $2,000 of contributions in their account. Using the Home Buyers Scouting Report® will allow you to get a real sense of the current housing market in the privacy of your own home.

In this section, enter search criteria for the participant to determine whether they are eligible for a home or personal loan. My entire home purchase process was incredibly smooth thanks to them, and I would definitely use them again in the future. I cannot laud them enough for their professionalism, accessibility, thoroughness, and overall positive nature. All the members I interacted with communicated well with me and with each other, and it feels like you are working with family.

Taking out this unique part of the program then standardized it with the benefits offered by other conventional programs. On this page search for a participant’s home and personal loan eligibility by Social Security Number and last name. Search results display below the search criteria in the Home and Personal Loan Eligibility section. You can use this page to verify a participant’s eligibility for a personal loan, view any holds on the participant's account that may restrict eligibility, and the available amount for the personal loan.

In this section, view messages related to CalPERS issues, events, updates, and more. In this section, view the most current market value information for CalPERS. You can enter a date prior to the Current Date to calculate the payoff amount for a payment that may have been sent but not processed prior to the current date.

CalPERS page. Depending on your security role, you may have limited access to view or update certain items and functions on this page. While online, you can save your favorite properties to a notebook for easy reference and to receive updated information on those properties. You can change your personal search criteria to include additional neighborhoods and home styles.

Forms & Publications

Select the Case ID column link to sort the list numerically by this column. This section displays details of the personal loan that has a 'Default' status. You can view the payoff amount and interest rate for the defaulted loan. At Answer Home Loans we are a direct lender committed to providing low down payment and other government assistance loan programs such as CalPATH, FHA, VA, USDA, and other community lending programs. Matt the Mortgage Guy is proud to offer the new CalPATH home loan to replace the CalSTRS and CalPERS home loan programs. The new CalPATH home loan program with Answer Home Loans have the same guidelines and can be completed very quickly.

The Member Home Loan Program , offered until December 15, 2010, provided participants financing to assist in the purchase or refinance of a personal residence. In addition to home loans, some participants may qualify for personal loans which are secured by the participant’s contributions. Certain restrictions on participant accounts may make the participant ineligible for a personal loan.

15 Best Book Club Gifts for Your Book Club Friends

Table of Content

• Living Plant Pot Bookends
• TTOVEN Horse Bracelet Horse Gifts for Girls
• Classic Book Of The Month Club With Tea Or Coffee

One of my book clubs used to go do this quite often and I always loved discussing the book vs. the movie and if we liked the movie. It added such a great element to book club and it was fun to hang out together! We used to go to the movie tavern near us and it was so fun to eat, drink and watch the movie together. Of course, a bookmark is not a great gift for your book club friends who only listen to books, or who exclusively use an e-reader! I will often take the free ones offered at my local, independent bookstore.

The one book club I was in a new group every month. We always seem to have the same core people but there will always be a new member or a few that seemed to drop in that month and I notice it’s nice to have some fresh voices. You could also have a really fun book club with this cocktails with a literary twist. Pick a book and make the cocktail that corresponds to it (or just work your way through them even if your book pick doesn’t correspond). There’s nothing more cozy feeling than books & tea. You can keep up with all future Book Club Gift Ideas by following my Etsy Faves page.

Living Plant Pot Bookends

P.S. Looking to give your book loving book club friends a Valentine? Check out these literary themed Valentines or these Harry Potter themed Valentine’s Day cards. Pick a different book award list for each month (Pulitzer, Printz, Edgar, Newbery, etc.) Also could count the Goodreads Awards winners if you want. Whether your book club is more serious or whether it’s irreverent and could just be called a wine club, I think there are plenty of great gift options for book club members. I know that we all have a lot of tote bags by now.

I love to make Etsy gift guides, you can check them out here. Etsy is a great place to shop for gifts, since most Etsy sellers are micro businesses. Custom order a screen printed infinity scarf with text from one of your favorite books. When it’s been nice out I’ve loved meeting outside! Find a good patio or a park and it totally feels like a whole new book club. Jamie is a 32 year old married lady (with a new baby!!) who is in denial that she's actually that old to be a married lady and a mom.

TTOVEN Horse Bracelet Horse Gifts for Girls

However, I will share some more expensive ones in the event you are just buying a gift for one or two book club friends or you are doing a swap that isn’t on a small budget. Another of the best book club themed gifts are these cute Book Club Babe buttons! They are inexpensive and perfect for gifting at any time of the year. You could even make it a different theme to talk about every month — like this month we are talking historical fiction so come with one of your favorite historical fiction books or favorite beach reads. You can start or organize a club, get great book club suggestions, managing what your club is going to read or even find a book club to join.

You’ll get some book recommendations out of it, I’m sure! And maybe it will take some of the pressure off if you all seem to not be reading the books or jiving with the book selections you’ve had because of different tastes. I’m going to stick with mostly affordable and inexpensive gifts for book club members because, especially if you are gifting to the whole book club, it can get quite pricey.

Classic Book Of The Month Club With Tea Or Coffee

My book club has been a lifeline since I joined in 2015. It is where I’ve been able to make friends outside of my work. I love my industry friends, but I think it is important to have friends outside of your work as well. We usually have a white elephant exchange during our December meeting, which inspired this blog post about book club gift ideas. If so, this gift guide is for you — whether you are looking for gifts for your book club members, gift ideas for someone who is a book club lover (like me!) or a book club Christmas gift exchange!

Fill your monthly meetings with favorite books of your members for the year! Each month a member would pick one of their favorite books (that the majority of you haven’t read) and share it with the book club. Members can opt for just the online access, or can also sign up to receive the book and some related surprises in their box each month! The site also produces a podcast and a video chat about that month’s title.

There are tons of personalized library stamp designs to choose from in every design you could imagine. But regardless of which one you choose, a personalized library stamp is such a fun gift for any avid book lover in your life! They’ll have a blast putting their new stamp on their entire personal library collection.

At one time I was in 3 book clubs at the same time and we met at vastly different locations. I think my favorite was my book club that met at a tea room every month or two. It was such a special treat for me to look forward to every month. I’ve done in home book clubs with I LOVE that a lot if people are able to host and everyone can bring a little something. What’s the point of a book club if you don’t read the same book?? But hear me out with this book club idea, maybe you have some meetings where you don’t read the same book but you come and talk about the books you read that month.

Wooden Book Club Ornament

Whether they plan to fill it with books or fill it with groceries, any book club member will be excited to show off their love of book clubs and readings with this funny tote. Maybe you don’t want to pick the books you read for the year and want to follow along with a celebrity’s book club picks. My personal choice is the Reese Witherspoon book club — I’ve been reading most of them and MAAAAN she picks some great ones. I really love the idea of that last one putting a stack of favorite books together for your book club exchange partner or all your members if it’s smaller.

So whether you’re looking for Christmas gifts for book club members or gifts for another time, these glasses should definitely be on your list. Definitely a more advanced suggestion of all the book club ideas but a fun challenge, I think! If your book club is hosted at someone’s house, have a themed treat or drink based on the book or a detail from the book! If you don’t meet at someone’s home, maybe see if you can pick your month’s location based on SOMETHING from the book. This is one of the book club ideas that I’ve done a lot of though we weren’t exclusively book to movie books.

Book Club Pun Greeting Card

But I think its OK to gift them if they are very clever and fun. Maybe some members left or just need some personalities in the group who will add a new dynamic! Talk about it as a group and see if you want to add a person or two or three.

Our gifts for book lovers are made for the pal who nails the literature round at the pub quiz. From bookmarks to glasses cases, discover loads of bookish presents for pals who’d rather be in their reading chair with a Rooney than at happy hour. Shake up their shelf with a subscription box for her, filled with mystery reads. Or try literary gifts you can stick in the post – like sets of teabags to enjoy with a page-turner. Whether your book club is doing a gift exchange or you just want to spice up your book club meeting, treat the group to something nice!

Book Club Gift Ideas

Table of Content

• Tackle A Book List Together
• Self Love Club Sweatshirt | Positive Affirmations Jumper | Slogan Clothing | Christmas Gift Idea Sweater Slogan
• Tea Set Gift For Book Lovers
Education
• Wooden Book Club Ornament
• 'Not Now I'm Reading' Colourful Quote Print
• Personalised Leather Heart Page Corner Bookmark

Our gifts for book lovers are made for the pal who nails the literature round at the pub quiz. From bookmarks to glasses cases, discover loads of bookish presents for pals who’d rather be in their reading chair with a Rooney than at happy hour. Shake up their shelf with a subscription box for her, filled with mystery reads. Or try literary gifts you can stick in the post – like sets of teabags to enjoy with a page-turner. Whether your book club is doing a gift exchange or you just want to spice up your book club meeting, treat the group to something nice!

When she's not reading you can find her doing Pilates followed by eating ice cream, belting out Hamilton and having adventures with her husband, daughter and rescue dog. Get exclusive offers by signing up to our mailing list. Take a picture of a shelf full of books then upload to Spoonflower.com to make fabric. Smell My Feet printable and gift - great for Halloween treats.

Tackle A Book List Together

At one time I was in 3 book clubs at the same time and we met at vastly different locations. I think my favorite was my book club that met at a tea room every month or two. It was such a special treat for me to look forward to every month. I’ve done in home book clubs with I LOVE that a lot if people are able to host and everyone can bring a little something. What’s the point of a book club if you don’t read the same book?? But hear me out with this book club idea, maybe you have some meetings where you don’t read the same book but you come and talk about the books you read that month.

These gifts will be the perfect touch no matter the occasion. Though I’m a little sad our book club Christmas party probably won’t happen this year but fingers crossed. With so many personalization options, it’s easy to get the perfect mix of glasses for your book club presents!

Self Love Club Sweatshirt | Positive Affirmations Jumper | Slogan Clothing | Christmas Gift Idea Sweater Slogan

This year has been long, so show your appreciation for those who have made it a little easier, be it with a bookish pin, a custom bookmark, or a fun wine glass! Psst…they also make perfect Christmas gifts for any reader. Your book club has been there for you through good books and bad, and even if meetings have looked a little more virtual this year, your favorite bookish friends deserve a special gift.

The one book club I was in a new group every month. We always seem to have the same core people but there will always be a new member or a few that seemed to drop in that month and I notice it’s nice to have some fresh voices. You could also have a really fun book club with this cocktails with a literary twist. Pick a book and make the cocktail that corresponds to it (or just work your way through them even if your book pick doesn’t correspond). There’s nothing more cozy feeling than books & tea. You can keep up with all future Book Club Gift Ideas by following my Etsy Faves page.

Tea Set Gift For Book Lovers

I love to make Etsy gift guides, you can check them out here. Etsy is a great place to shop for gifts, since most Etsy sellers are micro businesses. Custom order a screen printed infinity scarf with text from one of your favorite books. When it’s been nice out I’ve loved meeting outside! Find a good patio or a park and it totally feels like a whole new book club. Jamie is a 32 year old married lady (with a new baby!!) who is in denial that she's actually that old to be a married lady and a mom.

My book club has been a lifeline since I joined in 2015. It is where I’ve been able to make friends outside of my work. I love my industry friends, but I think it is important to have friends outside of your work as well. We usually have a white elephant exchange during our December meeting, which inspired this blog post about book club gift ideas. If so, this gift guide is for you — whether you are looking for gifts for your book club members, gift ideas for someone who is a book club lover (like me!) or a book club Christmas gift exchange!

Library

You’ll get some book recommendations out of it, I’m sure! And maybe it will take some of the pressure off if you all seem to not be reading the books or jiving with the book selections you’ve had because of different tastes. I’m going to stick with mostly affordable and inexpensive gifts for book club members because, especially if you are gifting to the whole book club, it can get quite pricey.

Fill your monthly meetings with favorite books of your members for the year! Each month a member would pick one of their favorite books (that the majority of you haven’t read) and share it with the book club. Members can opt for just the online access, or can also sign up to receive the book and some related surprises in their box each month! The site also produces a podcast and a video chat about that month’s title.

Wooden Book Club Ornament

Send me exclusive offers, unique gift ideas, and personalised tips for shopping and selling on Etsy. Stickers aren’t for everyone, but they are for someone! I think most book lovers could find a good spot for a fun sticker. Maybe switch up HOW you are currently picking the books you are reading to add a little life back to your book club. This is probably the simplest fix that sounds silly but I swear it will do wonders!

However, I will share some more expensive ones in the event you are just buying a gift for one or two book club friends or you are doing a swap that isn’t on a small budget. Another of the best book club themed gifts are these cute Book Club Babe buttons! They are inexpensive and perfect for gifting at any time of the year. You could even make it a different theme to talk about every month — like this month we are talking historical fiction so come with one of your favorite historical fiction books or favorite beach reads. You can start or organize a club, get great book club suggestions, managing what your club is going to read or even find a book club to join.

100+ Best Summer Camp at Home Ideas and Activities

Table of Content

• Learn some new dance moves
• Reader Interactions
• Have a water gun fight
• Exciting Fun Summer Activities at Home for Kids
• Enjoy a little family pool party
• Have fun with reading
• Have a backyard picnic

You can even invite your friends and their kids to make game nights more fun. Thankfully, we have a fair share of board games so that it doesn’t feel so repetitive. Some of our favorite family games to play are Uno , Sonic Monopoly, Mario Monopoly , Sorry and Trouble. So yeah, this is probably one summer activity you’ll be repeating quite a bit haha.

Summers are the perfect time to pass on your family recipes to your kids. You can appoint your kid as your assistant chef and let them help you in the kitchen for the whole summer holidays. This activity can help to develop culinary skills among your kids. You can build an obstacle course in your backyard that your kids and their friends can use to play and stay active all summer.

Learn some new dance moves

Arm yourself with bug spray and you're ready for an evening in the night air. Take bike rides for fun. Either leave from your own house or drive to biking trails.

You won’t come home to withered flowers and crops if you follow this checklist before you leave for your vacation. Have a trip down the memory lane with these pop songs from your favorite boy bands from the 90s. Give in to this guilty pleasure. Give your home a makeover without blowing your budget. From the patio to the kitchen, you’ll find something to work on from this list.

Reader Interactions

Visit your local library. Put together a yard sale. The best way to involve your family in getting rid of unnecessary clutter.

Which of our activities are a must-try for your family? Share with us below. Choose an even number of top, medium and low priority items for each week, so your favorites are spaced out throughout the summer. Once you make your list, add the items to your calendar. "My niece is practicing cursive this summer, and I think it’s great!”—Rebecca K.

Have a water gun fight

They’ll have fun on the swings and slides while you catch up with your friends. Complete a puzzle book. This challenging but fun activity strengthens your kid’s cognitive ability in between school years. Books range from beginner to expert, so the whole family can participate.

Finally, learn how to host a sandcastle building competition in your backyard. Kids of all ages can use recycled containers and play sand to build their own amazing castles. Get ideas for your own competitive castle building adventure in this fun beach themed summer camp at home pack. This is a messy but enjoyable art activity that your whole family can enjoy together. Grab some water balloons and cheap white t-shirts from your local store.

Go for a swim. Lacking a backyard or neighborhood pool? Head on over to your city’s public pool for an affordable day of water activities or find a swimming lake near you.

This is a great activity for those rainy indoor days. Catch fireflies. One of the more magical parts of summer evenings is the little blinking lights that flutter around the backyard.

We've got 25 scrumptious sweet corn recipes to choose from. If you’re just attending, might as well look your best. The traditional look may not work in such a reception, so here are a couple of choices you can try. This isn’t a must but just in case you need to help a loved one throw a beach wedding.

Plan a day trip or a weekend getaway to explore outside your town. Do some small planning beforehand on what parks and restaurants you’ll visit to minimize idle time. Learn origami. This ancient skill is fun to learn for the entire family.

Don’t let the hot season pass you by without doing some fun summer activities! If you’re concerned about the cost, don’t be because I’ve made a list of fun things you can DIY. No matter how old you get, you will never forget how much fun you used to have during your summer break.

35 Fun Things to Do in the Summer Summer Bucket List

Table of Content

• Have a family movie night
• Outdoor summer activities for kids
• Fun and Free Summer Activities for Boys
• Little-Known Facts About Marine Boot Camp At Parris Island
• Follow a summer activity calendar

Go home with a new set of books without purchasing a whole new home library. Have a silly string fight. Cleanup isn’t the easiest with this idea, so it’s best to host a silly string fight outdoors.

Everyone should know how to make the perfect burger, but don't forget about the best summer sides and even grilled desserts. Enjoy a lazy day of lounging alfresco with your own backyard hammock. Follow our handy instructions for how to hang a hammock and you'll be relaxing in no time.

Have a family movie night

Make it interesting by visiting a local state park or even a bird sanctuary. Bring a pair of binoculars and a bird field guide to keep track of all the interesting species you see. For the more artistic kids, have them sketch their favorite bird spotted and hang it on the fridge to showcase their talent.

With four balls per team, the object of the game is to toss them closer to the Pallino or Jack than your opponent. Try and at home kid’s investigation. Let your kiddos feel like a spy for the day with a children’s science spy kit. Play at home mini golf. Have a few clubs and golf balls lying around? Use cups laid on their sides or old boxes to create an indoor or outdoor mini-golf course.

Outdoor summer activities for kids

You’ve seen them on the runway, and now it’s time to recreate them. See these ideas here. Why just have a party when you can have a BBQ? Get all the ideas and recipes you need here. Cool down with these refreshing drink recipes.

Or go to someone else's yard sale instead. Don’t feel like putting on your own? Make it an all-day event by visiting multiple yard sales.

Fun and Free Summer Activities for Boys

Create a new tradition by making a scrapbook to document your favorite summer moments. Take a picture every time you cross something off of your bucket list and add to an album, along with mementos and funny stories. An enamelware basin is the perfect perch for a hose and your most-used gardening tools. This ingenious is idea is one of many DIY summer craft projects you should consider adding to your summer bucket list.

Use your phone and an editing app to put together the film and be sure to host a “private viewing” for friends and family. Let the kids plan and cook dinner. Use this easy recipes book to encourage your family to enhance their chef skills. Step in as sous chef when needed but enjoy having some extra dinner help . Another fun Summer camp activity is to create your own bug board.

Now imagine more than one kid… whoa, they will LOVE YOU! Check out this trampoline sprinkler here. It is always nice to make a list of what you and your family want to do over summer so that the time doesn’t slip away. Each person in our family is contributing to our list so everyone gets to do their favorite things. Sidewalk foam paint.

Learn about the history of your town and provide a growth-producing experience for the whole family. Climb trees together. Climbing trees is physically and emotionally great for kids. Pick a tree with stable limbs and enjoy the view from above.

“Research a specific animal and then make itout of things you have at home. I did this with my class during our online lessons, and they loved it! ”—Ashleigh O. Set up a stryrofoam construction station.So fun for preschoolers to develop their engineering skills. Do a fun and easy water displacement experiment. Set up an awesome “car wash” activity with shaving cream and waterand hot wheels cars.

To celebrate a bright sunny day with your family, pack a picnic basket and visit your local park. You can enjoy good food, outdoor games, and laughter with your kids while basking in the fresh sun rays. Great ideas and activities for kids.